Launching Summer 2026 Voice + AI

Budgeting in seconds,
not spreadsheets.

Oinky listens, sees, and sorts. Speak a coffee, snap a receipt — and watch your month explain itself. The honest budget app that doesn't make you do the work.

Privacy-first
Works offline
iOS first
9:41 ●●● ⌁ 87%
Left this month $2840.55
Tap mic to log expense…
1.4s avg entry
auto-categorized
no spreadsheets
→ How it works

Three taps. Done.

Most budget apps ask you to be the accountant. Oinky does the boring part so you actually see where the money went.

STEP 01

Speak it or snap it.

Hold the mic and say "coffee three sixty". Or drop in a receipt photo. That's the whole input.

"lunch with sam, 18 bucks"
STEP 02

AI does the sorting.

Oinky understands amount, merchant, category and notes — automatically. You can still edit anything in one tap.

Food Transport Subs Groceries
STEP 03

See where it goes.

A clean donut, a real story. Find the silent leaks (we see you, 6 streaming subs) and the things actually worth the money.

→ Features

Designed to be the
least annoying budget app.

Voice entry

Talk to your wallet.

Tap, speak naturally, release. Oinky pulls out amount, merchant, category and even the "and a croissant" tip. Works in 12 languages.

"Train ticket, twenty four francs" CHF 24.00
Transport
Receipt scan

Snap. Sorted.

Photograph any receipt — paper or PDF — and Oinky reads the line items, total and date in under a second.

MIGROS
Bread 3.20
Milk 1.90
Eggs 4.80
9.90
Migros · CHF 9.90
→ Groceries
Privacy

Your money. Period.

No bank logins, no scraping your accounts. You type or speak each entry — and your data stays in your private account, never sold, never used for ads.

No bank link Never sold Export anytime
Smart limits

Soft nudges,
not shame.

Set a monthly cap for "eating out". Oinky tells you exactly how many lattes you have left — before you order another.

Eating out 184 / 240
Insights

Honest summaries.

Weekly recap in plain English: where it went, what changed, what to watch. No charts you have to learn to read.

This week, in short:

You spent 22% less on takeout than last week. Two new subs renewed — want to cancel one?

→ Why Oinky

The budget you'll
actually keep.

Most people quit budgeting within a week. The reason is always the same: typing in numbers is a chore. Oinky kills the chore so the habit can survive.

1.4s
Avg time to log
93%
Auto-category accuracy
0
Bank connections needed
Months of history kept
April overview APR 2026
SPENT $980
Saved this month
+ $342
vs March
Eating out$245
Groceries$320
Transport$180
Coffee ☕$140
Subscriptions$95
→ Frequently asked

Everything you'd ask
a friend about Oinky.

We're aiming for Summer 2026. Waitlist members get TestFlight access first plus a permanent 50% discount on our future Pro plan.
Nope. Oinky is intentionally not connected to your bank — no logins, no scraping. You log expenses by voice or quick text. Your entries are saved to your private account and securely synced so they're backed up across your devices. We never sell your data or share it for ads. See our privacy policy →
Oinky learns your merchants. The first time you say 'Migros', it picks 'Groceries'; if you re-tag it, every future Migros entry follows your rule. After a week of use, accuracy sits around 93%.
The core app — voice logging, categories, monthly view — will be free forever. Oinky Pro will add multi-currency, custom budgets and weekly AI summaries for a small monthly fee.
iOS first, with Android in close pursuit. The web companion comes later for those who want a big screen view.
Never sold, never shared for advertising. Oinky is built by a small independent team with no ad networks. We do use a few trusted services to run the app — secure cloud storage, AI to sort your entries, subscriptions and privacy-respecting analytics — and your financial details are never sent to analytics or used for ads. They're all listed in our privacy policy →

Be the first to oink.

Join the waitlist — we'll send you an invite the day the app goes live, plus a founders-only discount.